Ronald Molles, ChFC, CLU
Retirement Planning Specialist

EDUCATION

Western Connecticut State University

BS in Chemistry 1987

CAREER

1975 - 1988: Analytical Chemist
·  Analysis of clothing and pyrotechnic dyes for color,

   concentration and other chemical properties. 

·  Analysis of pharmaceuticals for efficacy,

   concentration and other chemical properties. 

·  Published scientific article in "The Journal of

   Chromatography."

1988 - 1997: Various Entrepreneurial Endeavors

1997 - Present: AXA Advisors Financial Consultant

2003 - Present: AXA Advisors Vice President
A diversified practice in multiple service and

   product lines including:
·  Financial planning & life insurance analysis.
·  Mutual funds, asset management accounts,

   annuities, and wrap fee accounts.
·  Majority of production involves estate planning

   work funded through life insurance and other

   financial products.
·  Experience in the development of CPA and

   attorney referral relationships.
·  Assets under management approximately

   $25 million.
·  All new business is through a referral basis.
·  Interviewing, hiring, training, and development of

   new financial professionals.

PERSONAL